Polish National
Polish National is a credit union based in Chicopee, Massachusetts, established in 1921, with $765 million in total assets serving 28,647 members. By Trust Grade it ranks 42nd of 122 credit unions we track in Massachusetts. Its net worth ratio of 13.7% is stronger than 78% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Polish National appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Polish National compares to Massachusetts peers
How we graded Polish National
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Polish National over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Polish National insured?
Yes. Polish National is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Polish National: frequently asked questions
Is Polish National a good credit union?
Polish National earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.61%).
Is Polish National NCUA-insured?
Yes. Polish National is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Polish National?
Polish National holds $765 million in total assets, ranking 42nd of 122 credit unions we track in Massachusetts. It serves 28,647 members.
Does Polish National have CFPB complaints?
No CFPB complaints against Polish National appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
