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credit union

Workers

Littleton, MA · Est. 1914
B
Trust Grade
Strong
Score: 82/100

Workers is a credit union based in Littleton, Massachusetts, established in 1914, with $2.5 billion in total assets serving 119,644 members. By Trust Grade it ranks 103rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 10.0% trails most similarly sized credit unions (32th percentile), versus a Massachusetts median of 12%. It posted a loss over the most recent period (-0.17% return on assets), a point to watch. No consumer complaints against Workers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Members
119,644
Shares & deposits
Net worth ratio
10.0%
Bottom 32% of $1B–10B peers · Massachusetts median 12%
Return on assets
-0.2%
Bottom 2% of $1B–10B peers · Massachusetts median 0.55%
Rank in Massachusetts
#103
of 122 credit unions

How Workers compares to Massachusetts peers

Net worth ratio
Bottom 32% of $1B–10B peers
Workers
10.0%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Workers
-0.2%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Workers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (10.0% capital ratio)
  • Unprofitable over the period (ROA -0.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Workers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Workers insured?

Yes. Workers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Workers: frequently asked questions

Is Workers a good credit union?

Workers earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Unprofitable over the period (ROA -0.17%).

Is Workers NCUA-insured?

Yes. Workers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Workers?

Workers holds $2.5 billion in total assets, ranking 103rd of 122 credit unions we track in Massachusetts. It serves 119,644 members.

Does Workers have CFPB complaints?

No CFPB complaints against Workers appear in our data over the analysis window, which is typical for a credit union of this size.

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Webster First
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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