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credit union

Lowell Firefighters

Lowell, MA · Est. 1936
A
Trust Grade
Excellent
Score: 91/100

Lowell Firefighters is a credit union based in Lowell, Massachusetts, established in 1936, with $27 million in total assets serving 1,850 members. By Trust Grade it ranks 67th of 122 credit unions we track in Massachusetts. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Lowell Firefighters appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.4M
<$100M institution
Members
1,850
Shares & deposits
Net worth ratio
11.7%
Bottom 30% of <$100M peers · Massachusetts median 12%
Return on assets
0.3%
Bottom 36% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#67
of 122 credit unions

How Lowell Firefighters compares to Massachusetts peers

Net worth ratio
Bottom 30% of <$100M peers
Lowell Firefighters
11.7%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Lowell Firefighters
0.3%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Lowell Firefighters

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lowell Firefighters over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lowell Firefighters insured?

Yes. Lowell Firefighters is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lowell Firefighters: frequently asked questions

Is Lowell Firefighters a good credit union?

Lowell Firefighters earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.32%).

Is Lowell Firefighters NCUA-insured?

Yes. Lowell Firefighters is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lowell Firefighters?

Lowell Firefighters holds $27 million in total assets, ranking 67th of 122 credit unions we track in Massachusetts. It serves 1,850 members.

Does Lowell Firefighters have CFPB complaints?

No CFPB complaints against Lowell Firefighters appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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