credit union

Mycom

Pittsfield, MA · Est. 1955
A
Trust Grade
Excellent
Score: 91/100

Mycom is a credit union based in Pittsfield, Massachusetts, established in 1955, with $27 million in total assets serving 2,719 members. By Trust Grade it ranks 65th of 122 credit unions we track in Massachusetts. Its net worth ratio of 12.5% trails most similarly sized credit unions (38th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Mycom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.4M
<$100M institution
Members
2,719
Shares & deposits
—
Net worth ratio
12.5%
Bottom 38% of <$100M peers · Massachusetts median 12%
Return on assets
0.1%
Bottom 25% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#65
of 122 credit unions

How Mycom compares to Massachusetts peers

Net worth ratio
Bottom 38% of <$100M peers
Mycom
12.5%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Mycom
0.1%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mycom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mycom over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mycom insured?

Yes. Mycom is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mycom: frequently asked questions

Is Mycom a good credit union?

Mycom earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.08%).

Is Mycom NCUA-insured?

Yes. Mycom is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mycom?

Mycom holds $27 million in total assets, ranking 65th of 122 credit unions we track in Massachusetts. It serves 2,719 members.

Does Mycom have CFPB complaints?

No CFPB complaints against Mycom appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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