credit union

Haverhill Fire Department

Haverhill, MA · Est. 1933
B
Trust Grade
Strong
Score: 85/100

Haverhill Fire Department is a credit union based in Haverhill, Massachusetts, established in 1933, with $27 million in total assets serving 1,197 members. By Trust Grade it ranks 90th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Haverhill Fire Department appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.3M
<$100M institution
Members
1,197
Shares & deposits
—
Net worth ratio
9.6%
Bottom 14% of <$100M peers · Massachusetts median 12%
Return on assets
0.5%
Bottom 44% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#90
of 122 credit unions

How Haverhill Fire Department compares to Massachusetts peers

Net worth ratio
Bottom 14% of <$100M peers
Haverhill Fire
9.6%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Haverhill Fire
0.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Haverhill Fire Department

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Haverhill Fire Department over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Haverhill Fire Department insured?

Yes. Haverhill Fire Department is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Haverhill Fire Department: frequently asked questions

Is Haverhill Fire Department a good credit union?

Haverhill Fire Department earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.48%).

Is Haverhill Fire Department NCUA-insured?

Yes. Haverhill Fire Department is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Haverhill Fire Department?

Haverhill Fire Department holds $27 million in total assets, ranking 90th of 122 credit unions we track in Massachusetts. It serves 1,197 members.

Does Haverhill Fire Department have CFPB complaints?

No CFPB complaints against Haverhill Fire Department appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Lowell Firefighters
credit union · Lowell, MA · $27M assets
Mycom
credit union · Pittsfield, MA · $27M assets
Beverly Municipal
credit union · Beverly, MA · $27M assets
Malden
credit union · Malden, MA · $29M assets
Massachusetts Family
credit union · Lynn, MA · $29M assets
Worcester Police Department
credit union · Worcester, MA · $25M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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