credit union

Rah

Randolph, MA · Est. 1962
A
Trust Grade
Excellent
Score: 92/100

Rah is a credit union based in Randolph, Massachusetts, established in 1962, with $24 million in total assets serving 1,852 members. By Trust Grade it ranks 61st of 122 credit unions we track in Massachusetts. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Rah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.0M
<$100M institution
Members
1,852
Shares & deposits
—
Net worth ratio
10.8%
Bottom 23% of <$100M peers · Massachusetts median 12%
Return on assets
0.8%
Top 41% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#61
of 122 credit unions

How Rah compares to Massachusetts peers

Net worth ratio
Bottom 23% of <$100M peers
Rah
10.8%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Rah
0.8%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rah over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rah insured?

Yes. Rah is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rah: frequently asked questions

Is Rah a good credit union?

Rah earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.79%).

Is Rah NCUA-insured?

Yes. Rah is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rah?

Rah holds $24 million in total assets, ranking 61st of 122 credit unions we track in Massachusetts. It serves 1,852 members.

Does Rah have CFPB complaints?

No CFPB complaints against Rah appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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