credit union

Worcester Police Department

Worcester, MA · Est. 1947
A
Trust Grade
Excellent
Score: 92/100

Worcester Police Department is a credit union based in Worcester, Massachusetts, established in 1947, with $25 million in total assets serving 1,268 members. By Trust Grade it ranks 63rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Worcester Police Department appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.2M
<$100M institution
Members
1,268
Shares & deposits
—
Net worth ratio
11.7%
Bottom 30% of <$100M peers · Massachusetts median 12%
Return on assets
0.4%
Bottom 38% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#63
of 122 credit unions

How Worcester Police Department compares to Massachusetts peers

Net worth ratio
Bottom 30% of <$100M peers
Worcester Police
11.7%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of <$100M peers
Worcester Police
0.4%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Worcester Police Department

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Worcester Police Department over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Worcester Police Department insured?

Yes. Worcester Police Department is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Worcester Police Department: frequently asked questions

Is Worcester Police Department a good credit union?

Worcester Police Department earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.37%).

Is Worcester Police Department NCUA-insured?

Yes. Worcester Police Department is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Worcester Police Department?

Worcester Police Department holds $25 million in total assets, ranking 63rd of 122 credit unions we track in Massachusetts. It serves 1,268 members.

Does Worcester Police Department have CFPB complaints?

No CFPB complaints against Worcester Police Department appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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