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credit union

Tlc Community

Adrian, MI · Est. 1956
A
Trust Grade
Excellent
Score: 96/100

Tlc Community is a credit union based in Adrian, Michigan, established in 1956, with $938 million in total assets serving 49,057 members. By Trust Grade it ranks 59th of 170 credit unions we track in Michigan. Its net worth ratio of 14.3% is stronger than 83% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Tlc Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$938.0M
$100M–1B institution
Members
49,057
Shares & deposits
Net worth ratio
14.3%
Top 17% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.8%
Top 43% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#59
of 170 credit unions

How Tlc Community compares to Michigan peers

Net worth ratio
Top 17% of $100M–1B peers
Tlc Community
14.3%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
Tlc Community
0.8%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Tlc Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tlc Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tlc Community insured?

Yes. Tlc Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tlc Community: frequently asked questions

Is Tlc Community a good credit union?

Tlc Community earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.77%).

Is Tlc Community NCUA-insured?

Yes. Tlc Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tlc Community?

Tlc Community holds $938 million in total assets, ranking 59th of 170 credit unions we track in Michigan. It serves 49,057 members.

Does Tlc Community have CFPB complaints?

No CFPB complaints against Tlc Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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