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credit union

Kellogg Community

Battle Creek, MI · Est. 1941
A
Trust Grade
Excellent
Score: 98/100

Kellogg Community is a credit union based in Battle Creek, Michigan, established in 1941, with $1.0 billion in total assets serving 50,750 members. By Trust Grade it ranks 47th of 170 credit unions we track in Michigan. Its net worth ratio of 16.5% is stronger than 96% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Kellogg Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Members
50,750
Shares & deposits
Net worth ratio
16.5%
Top 4% of $1B–10B peers · Michigan median 11.7%
Return on assets
1.4%
Top 11% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#47
of 170 credit unions

How Kellogg Community compares to Michigan peers

Net worth ratio
Top 4% of $1B–10B peers
Kellogg Community
16.5%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $1B–10B peers
Kellogg Community
1.4%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Kellogg Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.5% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kellogg Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kellogg Community insured?

Yes. Kellogg Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kellogg Community: frequently asked questions

Is Kellogg Community a good credit union?

Kellogg Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.37%).

Is Kellogg Community NCUA-insured?

Yes. Kellogg Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kellogg Community?

Kellogg Community holds $1.0 billion in total assets, ranking 47th of 170 credit unions we track in Michigan. It serves 50,750 members.

Does Kellogg Community have CFPB complaints?

No CFPB complaints against Kellogg Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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