Arbor Financial
Arbor Financial is a credit union based in Kalamazoo, Michigan, established in 1935, with $905 million in total assets serving 47,329 members. By Trust Grade it ranks 118th of 170 credit unions we track in Michigan. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Arbor Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Arbor Financial compares to Michigan peers
How we graded Arbor Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Arbor Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Arbor Financial insured?
Yes. Arbor Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Arbor Financial: frequently asked questions
Is Arbor Financial a good credit union?
Arbor Financial earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.63%).
Is Arbor Financial NCUA-insured?
Yes. Arbor Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Arbor Financial?
Arbor Financial holds $905 million in total assets, ranking 118th of 170 credit unions we track in Michigan. It serves 47,329 members.
Does Arbor Financial have CFPB complaints?
No CFPB complaints against Arbor Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
