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credit union

Ignite

Battle Creek, MI · Est. 1936
B
Trust Grade
Strong
Score: 84/100

Ignite is a credit union based in Battle Creek, Michigan, established in 1936, with $376 million in total assets serving 30,075 members. By Trust Grade it ranks 152nd of 170 credit unions we track in Michigan. Its net worth ratio of 10.2% trails most similarly sized credit unions (33th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Ignite appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$376.3M
$100M–1B institution
Members
30,075
Shares & deposits
Net worth ratio
10.2%
Bottom 33% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.1%
Bottom 10% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#152
of 170 credit unions

How Ignite compares to Michigan peers

Net worth ratio
Bottom 33% of $100M–1B peers
Ignite
10.2%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Ignite
0.1%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ignite

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ignite over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ignite insured?

Yes. Ignite is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ignite: frequently asked questions

Is Ignite a good credit union?

Ignite earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.06%).

Is Ignite NCUA-insured?

Yes. Ignite is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ignite?

Ignite holds $376 million in total assets, ranking 152nd of 170 credit unions we track in Michigan. It serves 30,075 members.

Does Ignite have CFPB complaints?

No CFPB complaints against Ignite appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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