Ignite
Ignite is a credit union based in Battle Creek, Michigan, established in 1936, with $376 million in total assets serving 30,075 members. By Trust Grade it ranks 153rd of 170 credit unions we track in Michigan. Its net worth ratio of 10.2% trails most similarly sized credit unions (33th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Ignite appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ignite compares to Michigan peers
How we graded Ignite
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.06%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Ignite over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ignite insured?
Yes. Ignite is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ignite: frequently asked questions
Is Ignite a good credit union?
Ignite earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.06%).
Is Ignite NCUA-insured?
Yes. Ignite is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ignite?
Ignite holds $376 million in total assets, ranking 153rd of 170 credit unions we track in Michigan. It serves 30,075 members.
Does Ignite have CFPB complaints?
No CFPB complaints against Ignite appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
