Our
Our is a credit union based in Royal Oak, Michigan, established in 1959, with $370 million in total assets serving 23,532 members. By Trust Grade it ranks 137th of 170 credit unions we track in Michigan. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Our appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Our compares to Michigan peers
How we graded Our
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Our over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Our insured?
Yes. Our is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Our: frequently asked questions
Is Our a good credit union?
Our earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.53%).
Is Our NCUA-insured?
Yes. Our is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Our?
Our holds $370 million in total assets, ranking 137th of 170 credit unions we track in Michigan. It serves 23,532 members.
Does Our have CFPB complaints?
No CFPB complaints against Our appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
