Community Focus
Community Focus is a credit union based in Brownstown, Michigan, established in 1960, with $69 million in total assets serving 4,726 members. By Trust Grade it ranks 130th of 170 credit unions we track in Michigan. Its net worth ratio of 13.9% trails most similarly sized credit unions (47th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.26% return on assets), a point to watch. No consumer complaints against Community Focus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Focus compares to Michigan peers
How we graded Community Focus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Unprofitable over the period (ROA -0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Focus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Focus insured?
Yes. Community Focus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Focus: frequently asked questions
Is Community Focus a good credit union?
Community Focus earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Unprofitable over the period (ROA -0.26%).
Is Community Focus NCUA-insured?
Yes. Community Focus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Focus?
Community Focus holds $69 million in total assets, ranking 130th of 170 credit unions we track in Michigan. It serves 4,726 members.
Does Community Focus have CFPB complaints?
No CFPB complaints against Community Focus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
