Wexford Community
Wexford Community is a credit union based in Cadillac, Michigan, established in 1953, with $88 million in total assets serving 8,080 members. By Trust Grade it ranks 170th of 170 credit unions we track in Michigan. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.61% return on assets), a point to watch. No consumer complaints against Wexford Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wexford Community compares to Michigan peers
How we graded Wexford Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Unprofitable over the period (ROA -0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wexford Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wexford Community insured?
Yes. Wexford Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wexford Community: frequently asked questions
Is Wexford Community a good credit union?
Wexford Community earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -0.61%).
Is Wexford Community NCUA-insured?
Yes. Wexford Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wexford Community?
Wexford Community holds $88 million in total assets, ranking 170th of 170 credit unions we track in Michigan. It serves 8,080 members.
Does Wexford Community have CFPB complaints?
No CFPB complaints against Wexford Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
