Muskegon
Muskegon is a credit union based in Muskegon, Michigan, established in 1951, with $81 million in total assets serving 5,042 members. By Trust Grade it ranks 92nd of 170 credit unions we track in Michigan. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Muskegon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Muskegon compares to Michigan peers
How we graded Muskegon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Muskegon over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Muskegon insured?
Yes. Muskegon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Muskegon: frequently asked questions
Is Muskegon a good credit union?
Muskegon earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.73%).
Is Muskegon NCUA-insured?
Yes. Muskegon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Muskegon?
Muskegon holds $81 million in total assets, ranking 92nd of 170 credit unions we track in Michigan. It serves 5,042 members.
Does Muskegon have CFPB complaints?
No CFPB complaints against Muskegon appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
