Dfcu Financial
Dfcu Financial is a credit union based in Dearborn, Michigan, established in 1936, with $8.0 billion in total assets serving 243,022 members. By Trust Grade it ranks 24th of 170 credit unions we track in Michigan. Its net worth ratio of 12.3% is stronger than 74% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Dfcu Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dfcu Financial compares to Michigan peers
How we graded Dfcu Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dfcu Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dfcu Financial insured?
Yes. Dfcu Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dfcu Financial: frequently asked questions
Is Dfcu Financial a good credit union?
Dfcu Financial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.46%).
Is Dfcu Financial NCUA-insured?
Yes. Dfcu Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dfcu Financial?
Dfcu Financial holds $8.0 billion in total assets, ranking 24th of 170 credit unions we track in Michigan. It serves 243,022 members.
Does Dfcu Financial have CFPB complaints?
No CFPB complaints against Dfcu Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
