Michigan State University
Michigan State University is a credit union based in East Lansing, Michigan, established in 1979, with $8.5 billion in total assets serving 399,480 members. By Trust Grade it ranks 163rd of 170 credit unions we track in Michigan. Its net worth ratio of 8.4% trails most similarly sized credit unions (6th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Michigan State University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Michigan State University compares to Michigan peers
How we graded Michigan State University
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Michigan State University over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Michigan State University insured?
Yes. Michigan State University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Michigan State University: frequently asked questions
Is Michigan State University a good credit union?
Michigan State University earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.28%).
Is Michigan State University NCUA-insured?
Yes. Michigan State University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Michigan State University?
Michigan State University holds $8.5 billion in total assets, ranking 163rd of 170 credit unions we track in Michigan. It serves 399,480 members.
Does Michigan State University have CFPB complaints?
No CFPB complaints against Michigan State University appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
