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credit union

Chiropractic

Farmington, MI · Est. 1950
A
Trust Grade
Excellent
Score: 96/100

Chiropractic is a credit union based in Farmington, Michigan, established in 1950, with $41 million in total assets serving 2,594 members. By Trust Grade it ranks 54th of 170 credit unions we track in Michigan. Its net worth ratio of 15.0% is stronger than 55% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Chiropractic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$40.8M
<$100M institution
Members
2,594
Shares & deposits
Net worth ratio
15.0%
Top 45% of <$100M peers · Michigan median 11.7%
Return on assets
0.8%
Top 39% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#54
of 170 credit unions

How Chiropractic compares to Michigan peers

Net worth ratio
Top 45% of <$100M peers
Chiropractic
15.0%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Chiropractic
0.8%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Chiropractic

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.0% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chiropractic over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chiropractic insured?

Yes. Chiropractic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chiropractic: frequently asked questions

Is Chiropractic a good credit union?

Chiropractic earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Profitable (ROA 0.83%).

Is Chiropractic NCUA-insured?

Yes. Chiropractic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chiropractic?

Chiropractic holds $41 million in total assets, ranking 54th of 170 credit unions we track in Michigan. It serves 2,594 members.

Does Chiropractic have CFPB complaints?

No CFPB complaints against Chiropractic appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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