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credit union

Grand Trunk Battle Creek Emp

Battle Creek, MI · Est. 1945
A
Trust Grade
Excellent
Score: 94/100

Grand Trunk Battle Creek Emp is a credit union based in Battle Creek, Michigan, established in 1945, with $39 million in total assets serving 2,492 members. By Trust Grade it ranks 77th of 170 credit unions we track in Michigan. Its net worth ratio of 20.4% is stronger than 79% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Grand Trunk Battle Creek Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.5M
<$100M institution
Members
2,492
Shares & deposits
Net worth ratio
20.4%
Top 21% of <$100M peers · Michigan median 11.7%
Return on assets
0.6%
Bottom 47% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#77
of 170 credit unions

How Grand Trunk Battle Creek Emp compares to Michigan peers

Net worth ratio
Top 21% of <$100M peers
Grand Trunk
20.4%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Grand Trunk
0.6%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Grand Trunk Battle Creek Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (20.4% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grand Trunk Battle Creek Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Grand Trunk Battle Creek Emp insured?

Yes. Grand Trunk Battle Creek Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grand Trunk Battle Creek Emp: frequently asked questions

Is Grand Trunk Battle Creek Emp a good credit union?

Grand Trunk Battle Creek Emp earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (20.4% capital ratio); Profitable (ROA 0.55%).

Is Grand Trunk Battle Creek Emp NCUA-insured?

Yes. Grand Trunk Battle Creek Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Grand Trunk Battle Creek Emp?

Grand Trunk Battle Creek Emp holds $39 million in total assets, ranking 77th of 170 credit unions we track in Michigan. It serves 2,492 members.

Does Grand Trunk Battle Creek Emp have CFPB complaints?

No CFPB complaints against Grand Trunk Battle Creek Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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