Port City
Port City is a credit union based in Muskegon, Michigan, established in 1944, with $43 million in total assets serving 2,664 members. By Trust Grade it ranks 91st of 170 credit unions we track in Michigan. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Port City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Port City compares to Michigan peers
How we graded Port City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Port City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Port City insured?
Yes. Port City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Port City: frequently asked questions
Is Port City a good credit union?
Port City earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.37%).
Is Port City NCUA-insured?
Yes. Port City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Port City?
Port City holds $43 million in total assets, ranking 91st of 170 credit unions we track in Michigan. It serves 2,664 members.
Does Port City have CFPB complaints?
No CFPB complaints against Port City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
