Skip to main content
credit union

Tri-Cities

Grand Haven, MI · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Tri-Cities is a credit union based in Grand Haven, Michigan, established in 1955, with $51 million in total assets serving 3,597 members. By Trust Grade it ranks 41st of 170 credit unions we track in Michigan. Its net worth ratio of 13.7% trails most similarly sized credit unions (46th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Tri-Cities appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.3M
<$100M institution
Members
3,597
Shares & deposits
Net worth ratio
13.7%
Bottom 46% of <$100M peers · Michigan median 11.7%
Return on assets
1.0%
Top 31% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#41
of 170 credit unions

How Tri-Cities compares to Michigan peers

Net worth ratio
Bottom 46% of <$100M peers
Tri-Cities
13.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Tri-Cities
1.0%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Tri-Cities

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.7% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tri-Cities over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tri-Cities insured?

Yes. Tri-Cities is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tri-Cities: frequently asked questions

Is Tri-Cities a good credit union?

Tri-Cities earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 1.00%).

Is Tri-Cities NCUA-insured?

Yes. Tri-Cities is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tri-Cities?

Tri-Cities holds $51 million in total assets, ranking 41st of 170 credit unions we track in Michigan. It serves 3,597 members.

Does Tri-Cities have CFPB complaints?

No CFPB complaints against Tri-Cities appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Southeast Michigan State Employees
credit union · West Bloomfield, MI · $52M assets
Country Heritage
credit union · Buchanan, MI · $52M assets
Gr Consumers
credit union · Wyoming, MI · $52M assets
Aeroquip
credit union · Jackson, MI · $52M assets
Lakeshore
credit union · Muskegon, MI · $46M assets
Auto-Owners Associates
credit union · Lansing, MI · $43M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →