Lakeshore
Lakeshore is a credit union based in Muskegon, Michigan, established in 1953, with $46 million in total assets serving 2,628 members. By Trust Grade it ranks 93rd of 170 credit unions we track in Michigan. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Lakeshore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lakeshore compares to Michigan peers
How we graded Lakeshore
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lakeshore over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lakeshore insured?
Yes. Lakeshore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lakeshore: frequently asked questions
Is Lakeshore a good credit union?
Lakeshore earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.40%).
Is Lakeshore NCUA-insured?
Yes. Lakeshore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lakeshore?
Lakeshore holds $46 million in total assets, ranking 93rd of 170 credit unions we track in Michigan. It serves 2,628 members.
Does Lakeshore have CFPB complaints?
No CFPB complaints against Lakeshore appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
