Country Heritage
Country Heritage is a credit union based in Buchanan, Michigan, established in 1932, with $52 million in total assets serving 1,209 members. By Trust Grade it ranks 28th of 170 credit unions we track in Michigan. Its net worth ratio of 21.8% is stronger than 83% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Country Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Country Heritage compares to Michigan peers
How we graded Country Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.8% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Country Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Country Heritage insured?
Yes. Country Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Country Heritage: frequently asked questions
Is Country Heritage a good credit union?
Country Heritage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.8% capital ratio); Strongly profitable (ROA 1.11%).
Is Country Heritage NCUA-insured?
Yes. Country Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Country Heritage?
Country Heritage holds $52 million in total assets, ranking 28th of 170 credit unions we track in Michigan. It serves 1,209 members.
Does Country Heritage have CFPB complaints?
No CFPB complaints against Country Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
