Thornapple
Thornapple is a credit union based in Hastings, Michigan, established in 1964, with $78 million in total assets serving 8,484 members. By Trust Grade it ranks 134th of 170 credit unions we track in Michigan. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Thornapple appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Thornapple compares to Michigan peers
How we graded Thornapple
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Thornapple over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Thornapple insured?
Yes. Thornapple is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Thornapple: frequently asked questions
Is Thornapple a good credit union?
Thornapple earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.83%).
Is Thornapple NCUA-insured?
Yes. Thornapple is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Thornapple?
Thornapple holds $78 million in total assets, ranking 134th of 170 credit unions we track in Michigan. It serves 8,484 members.
Does Thornapple have CFPB complaints?
No CFPB complaints against Thornapple appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
