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credit union

Intandem

Grand Rapids, MI · Est. 1956
A
Trust Grade
Excellent
Score: 94/100

Intandem is a credit union based in Grand Rapids, Michigan, established in 1956, with $76 million in total assets serving 4,933 members. By Trust Grade it ranks 79th of 170 credit unions we track in Michigan. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Intandem appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.5M
<$100M institution
Members
4,933
Shares & deposits
Net worth ratio
11.6%
Bottom 29% of <$100M peers · Michigan median 11.7%
Return on assets
0.7%
Top 45% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#79
of 170 credit unions

How Intandem compares to Michigan peers

Net worth ratio
Bottom 29% of <$100M peers
Intandem
11.6%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Intandem
0.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Intandem

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Intandem over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Intandem insured?

Yes. Intandem is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Intandem: frequently asked questions

Is Intandem a good credit union?

Intandem earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.70%).

Is Intandem NCUA-insured?

Yes. Intandem is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Intandem?

Intandem holds $76 million in total assets, ranking 79th of 170 credit unions we track in Michigan. It serves 4,933 members.

Does Intandem have CFPB complaints?

No CFPB complaints against Intandem appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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