Michigan One Community
Michigan One Community is a credit union based in Ionia, Michigan, established in 1954, with $238 million in total assets serving 18,877 members. By Trust Grade it ranks 121st of 170 credit unions we track in Michigan. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Michigan One Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Michigan One Community compares to Michigan peers
How we graded Michigan One Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Michigan One Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Michigan One Community insured?
Yes. Michigan One Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Michigan One Community: frequently asked questions
Is Michigan One Community a good credit union?
Michigan One Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.77%).
Is Michigan One Community NCUA-insured?
Yes. Michigan One Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Michigan One Community?
Michigan One Community holds $238 million in total assets, ranking 121st of 170 credit unions we track in Michigan. It serves 18,877 members.
Does Michigan One Community have CFPB complaints?
No CFPB complaints against Michigan One Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
