Community First
Community First is a credit union based in Lakeview, Michigan, established in 1985, with $147 million in total assets serving 13,807 members. By Trust Grade it ranks 163rd of 170 credit unions we track in Michigan. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Community First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community First compares to Michigan peers
How we graded Community First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community First insured?
Yes. Community First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community First: frequently asked questions
Is Community First a good credit union?
Community First earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.23%).
Is Community First NCUA-insured?
Yes. Community First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community First?
Community First holds $147 million in total assets, ranking 163rd of 170 credit unions we track in Michigan. It serves 13,807 members.
Does Community First have CFPB complaints?
No CFPB complaints against Community First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
