Financialedge
Financialedge is a credit union based in Bay City, Michigan, established in 1950, with $145 million in total assets serving 8,792 members. By Trust Grade it ranks 69th of 170 credit unions we track in Michigan. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Financialedge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Financialedge compares to Michigan peers
How we graded Financialedge
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Financialedge over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Financialedge insured?
Yes. Financialedge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Financialedge: frequently asked questions
Is Financialedge a good credit union?
Financialedge earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.67%).
Is Financialedge NCUA-insured?
Yes. Financialedge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Financialedge?
Financialedge holds $145 million in total assets, ranking 69th of 170 credit unions we track in Michigan. It serves 8,792 members.
Does Financialedge have CFPB complaints?
No CFPB complaints against Financialedge appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
