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credit union

Iron Mountain Kingsford Community

Kingsford, MI · Est. 1948
A
Trust Grade
Excellent
Score: 98/100

Iron Mountain Kingsford Community is a credit union based in Kingsford, Michigan, established in 1948, with $150 million in total assets serving 10,079 members. By Trust Grade it ranks 4th of 170 credit unions we track in Michigan. Its net worth ratio of 17.3% is stronger than 94% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Iron Mountain Kingsford Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$150.4M
$100M–1B institution
Members
10,079
Shares & deposits
Net worth ratio
17.3%
Top 6% of $100M–1B peers · Michigan median 11.7%
Return on assets
1.6%
Top 9% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#4
of 170 credit unions

How Iron Mountain Kingsford Community compares to Michigan peers

Net worth ratio
Top 6% of $100M–1B peers
Iron Mountain
17.3%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Iron Mountain
1.6%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Iron Mountain Kingsford Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.3% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iron Mountain Kingsford Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Iron Mountain Kingsford Community insured?

Yes. Iron Mountain Kingsford Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iron Mountain Kingsford Community: frequently asked questions

Is Iron Mountain Kingsford Community a good credit union?

Iron Mountain Kingsford Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 1.57%).

Is Iron Mountain Kingsford Community NCUA-insured?

Yes. Iron Mountain Kingsford Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Iron Mountain Kingsford Community?

Iron Mountain Kingsford Community holds $150 million in total assets, ranking 4th of 170 credit unions we track in Michigan. It serves 10,079 members.

Does Iron Mountain Kingsford Community have CFPB complaints?

No CFPB complaints against Iron Mountain Kingsford Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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