Michigan Educational
Michigan Educational is a credit union based in Plymouth, Michigan, established in 1942, with $1.1 billion in total assets serving 47,969 members. By Trust Grade it ranks 96th of 170 credit unions we track in Michigan. Its net worth ratio of 11.5% is stronger than 65% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Michigan Educational appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Michigan Educational compares to Michigan peers
How we graded Michigan Educational
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Michigan Educational over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Michigan Educational insured?
Yes. Michigan Educational is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Michigan Educational: frequently asked questions
Is Michigan Educational a good credit union?
Michigan Educational earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.41%).
Is Michigan Educational NCUA-insured?
Yes. Michigan Educational is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Michigan Educational?
Michigan Educational holds $1.1 billion in total assets, ranking 96th of 170 credit unions we track in Michigan. It serves 47,969 members.
Does Michigan Educational have CFPB complaints?
No CFPB complaints against Michigan Educational appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
