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credit union

United Churches

Taylor, MI · Est. 1957
B
Trust Grade
Strong
Score: 88/100

United Churches is a credit union based in Taylor, Michigan, established in 1957, with $22 million in total assets serving 1,148 members. By Trust Grade it ranks 133rd of 170 credit unions we track in Michigan. Its net worth ratio of 10.0% trails most similarly sized credit unions (18th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against United Churches appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.9M
<$100M institution
Members
1,148
Shares & deposits
Net worth ratio
10.0%
Bottom 18% of <$100M peers · Michigan median 11.7%
Return on assets
0.7%
Top 46% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#133
of 170 credit unions

How United Churches compares to Michigan peers

Net worth ratio
Bottom 18% of <$100M peers
United Churches
10.0%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
United Churches
0.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded United Churches

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Churches over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at United Churches insured?

Yes. United Churches is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Churches: frequently asked questions

Is United Churches a good credit union?

United Churches earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.68%).

Is United Churches NCUA-insured?

Yes. United Churches is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is United Churches?

United Churches holds $22 million in total assets, ranking 133rd of 170 credit unions we track in Michigan. It serves 1,148 members.

Does United Churches have CFPB complaints?

No CFPB complaints against United Churches appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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