Northwest Consumers
Northwest Consumers is a credit union based in Traverse City, Michigan, established in 1952, with $26 million in total assets serving 2,297 members. By Trust Grade it ranks 10th of 170 credit unions we track in Michigan. Its net worth ratio of 18.5% is stronger than 73% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Northwest Consumers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northwest Consumers compares to Michigan peers
How we graded Northwest Consumers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.5% capital ratio)
- Strongly profitable (ROA 1.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northwest Consumers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northwest Consumers insured?
Yes. Northwest Consumers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northwest Consumers: frequently asked questions
Is Northwest Consumers a good credit union?
Northwest Consumers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.5% capital ratio); Strongly profitable (ROA 1.03%).
Is Northwest Consumers NCUA-insured?
Yes. Northwest Consumers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northwest Consumers?
Northwest Consumers holds $26 million in total assets, ranking 10th of 170 credit unions we track in Michigan. It serves 2,297 members.
Does Northwest Consumers have CFPB complaints?
No CFPB complaints against Northwest Consumers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
