Tandem
Tandem is a credit union based in Warren, Michigan, established in 1941, with $22 million in total assets serving 2,210 members. By Trust Grade it ranks 125th of 170 credit unions we track in Michigan. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.25% return on assets), a point to watch. No consumer complaints against Tandem appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tandem compares to Michigan peers
How we graded Tandem
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Unprofitable over the period (ROA -0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tandem over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tandem insured?
Yes. Tandem is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tandem: frequently asked questions
Is Tandem a good credit union?
Tandem earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Unprofitable over the period (ROA -0.25%).
Is Tandem NCUA-insured?
Yes. Tandem is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tandem?
Tandem holds $22 million in total assets, ranking 125th of 170 credit unions we track in Michigan. It serves 2,210 members.
Does Tandem have CFPB complaints?
No CFPB complaints against Tandem appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
