credit union

Brainerd B. N.

Brainerd, MN · Est. 1940
B
Trust Grade
Strong
Score: 88/100

Brainerd B. N. is a credit union based in Brainerd, Minnesota, established in 1940, with $124 million in total assets serving 6,689 members. By Trust Grade it ranks 57th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.9% trails most similarly sized credit unions (44th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Brainerd B. N. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$124.4M
$100M–1B institution
Members
6,689
Shares & deposits
—
Net worth ratio
10.9%
Bottom 44% of $100M–1B peers · Minnesota median 12.2%
Return on assets
0.3%
Bottom 20% of $100M–1B peers · Minnesota median 0.86%
Rank in Minnesota
#57
of 81 credit unions

How Brainerd B. N. compares to Minnesota peers

Net worth ratio
Bottom 44% of $100M–1B peers
Brainerd B.
10.9%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Brainerd B.
0.3%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Brainerd B. N.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brainerd B. N. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Brainerd B. N. insured?

Yes. Brainerd B. N. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brainerd B. N.: frequently asked questions

Is Brainerd B. N. a good credit union?

Brainerd B. N. earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.27%).

Is Brainerd B. N. NCUA-insured?

Yes. Brainerd B. N. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Brainerd B. N.?

Brainerd B. N. holds $124 million in total assets, ranking 57th of 81 credit unions we track in Minnesota. It serves 6,689 members.

Does Brainerd B. N. have CFPB complaints?

No CFPB complaints against Brainerd B. N. appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Hibbing Cooperative
credit union · Hibbing, MN · $111M assets
Northridge Community
credit union · Virginia, MN · $110M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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