North Star
North Star is a credit union based in Cook, Minnesota, established in 1939, with $113 million in total assets serving 6,076 members. By Trust Grade it ranks 58th of 81 credit unions we track in Minnesota. Its net worth ratio of 9.2% trails most similarly sized credit unions (18th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against North Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Star compares to Minnesota peers
How we graded North Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Star insured?
Yes. North Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Star: frequently asked questions
Is North Star a good credit union?
North Star earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Strongly profitable (ROA 1.05%).
Is North Star NCUA-insured?
Yes. North Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Star?
North Star holds $113 million in total assets, ranking 58th of 81 credit unions we track in Minnesota. It serves 6,076 members.
Does North Star have CFPB complaints?
No CFPB complaints against North Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
