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credit union

North Memorial

Robbinsdale, MN · Est. 1964
A
Trust Grade
Excellent
Score: 96/100

North Memorial is a credit union based in Robbinsdale, Minnesota, established in 1964, with $51 million in total assets serving 4,527 members. By Trust Grade it ranks 27th of 81 credit unions we track in Minnesota. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against North Memorial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.9M
<$100M institution
Members
4,527
Shares & deposits
Net worth ratio
11.6%
Bottom 29% of <$100M peers · Minnesota median 12.2%
Return on assets
1.0%
Top 30% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#27
of 81 credit unions

How North Memorial compares to Minnesota peers

Net worth ratio
Bottom 29% of <$100M peers
North Memorial
11.6%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
North Memorial
1.0%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded North Memorial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Memorial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Memorial insured?

Yes. North Memorial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Memorial: frequently asked questions

Is North Memorial a good credit union?

North Memorial earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.04%).

Is North Memorial NCUA-insured?

Yes. North Memorial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Memorial?

North Memorial holds $51 million in total assets, ranking 27th of 81 credit unions we track in Minnesota. It serves 4,527 members.

Does North Memorial have CFPB complaints?

No CFPB complaints against North Memorial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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