credit union

Catholic United Financial

Saint Paul, MN · Est. 2001
B
Trust Grade
Strong
Score: 88/100

Catholic United Financial is a credit union based in Saint Paul, Minnesota, established in 2001, with $34 million in total assets serving 2,815 members. By Trust Grade it ranks 60th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Catholic United Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.4M
<$100M institution
Members
2,815
Shares & deposits
—
Net worth ratio
10.4%
Bottom 20% of <$100M peers · Minnesota median 12.2%
Return on assets
0.4%
Bottom 40% of <$100M peers · Minnesota median 0.86%
Rank in Minnesota
#60
of 81 credit unions

How Catholic United Financial compares to Minnesota peers

Net worth ratio
Bottom 20% of <$100M peers
Catholic United
10.4%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Catholic United
0.4%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Catholic United Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Catholic United Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Catholic United Financial insured?

Yes. Catholic United Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Catholic United Financial: frequently asked questions

Is Catholic United Financial a good credit union?

Catholic United Financial earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.41%).

Is Catholic United Financial NCUA-insured?

Yes. Catholic United Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Catholic United Financial?

Catholic United Financial holds $34 million in total assets, ranking 60th of 81 credit unions we track in Minnesota. It serves 2,815 members.

Does Catholic United Financial have CFPB complaints?

No CFPB complaints against Catholic United Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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West Metro Schools
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credit union · Saint Paul, MN · $44M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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