Deer River Cooperative
Deer River Cooperative is a credit union based in Deer River, Minnesota, established in 1938, with $32 million in total assets serving 1,977 members. By Trust Grade it ranks 56th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Deer River Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Deer River Cooperative compares to Minnesota peers
How we graded Deer River Cooperative
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Deer River Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Deer River Cooperative insured?
Yes. Deer River Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Deer River Cooperative: frequently asked questions
Is Deer River Cooperative a good credit union?
Deer River Cooperative earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.68%).
Is Deer River Cooperative NCUA-insured?
Yes. Deer River Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Deer River Cooperative?
Deer River Cooperative holds $32 million in total assets, ranking 56th of 81 credit unions we track in Minnesota. It serves 1,977 members.
Does Deer River Cooperative have CFPB complaints?
No CFPB complaints against Deer River Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
