Pine Belt
Pine Belt is a credit union based in Hattiesburg, Mississippi, established in 1942, with $14 million in total assets serving 1,581 members. By Trust Grade it ranks 42nd of 55 credit unions we track in Mississippi. Its net worth ratio of 26.8% is stronger than 92% of similarly sized credit unions, versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-0.22% return on assets), a point to watch. No consumer complaints against Pine Belt appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pine Belt compares to Mississippi peers
How we graded Pine Belt
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.8% capital ratio)
- Unprofitable over the period (ROA -0.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pine Belt over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pine Belt insured?
Yes. Pine Belt is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pine Belt: frequently asked questions
Is Pine Belt a good credit union?
Pine Belt earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (26.8% capital ratio); Unprofitable over the period (ROA -0.22%).
Is Pine Belt NCUA-insured?
Yes. Pine Belt is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pine Belt?
Pine Belt holds $14 million in total assets, ranking 42nd of 55 credit unions we track in Mississippi. It serves 1,581 members.
Does Pine Belt have CFPB complaints?
No CFPB complaints against Pine Belt appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
