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credit union

N. Mississippi Health Services Emp.

Tupelo, MS · Est. 1982
A
Trust Grade
Excellent
Score: 98/100

N. Mississippi Health Services Emp. is a credit union based in Tupelo, Mississippi, established in 1982, with $13 million in total assets serving 2,595 members. By Trust Grade it ranks 10th of 55 credit unions we track in Mississippi. Its net worth ratio of 21.4% is stronger than 82% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against N. Mississippi Health Services Emp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.5M
<$100M institution
Members
2,595
Shares & deposits
Net worth ratio
21.4%
Top 18% of <$100M peers · Mississippi median 16.4%
Return on assets
1.8%
Top 9% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#10
of 55 credit unions

How N. Mississippi Health Services Emp. compares to Mississippi peers

Net worth ratio
Top 18% of <$100M peers
N. Mississippi
21.4%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of <$100M peers
N. Mississippi
1.8%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded N. Mississippi Health Services Emp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.4% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for N. Mississippi Health Services Emp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at N. Mississippi Health Services Emp. insured?

Yes. N. Mississippi Health Services Emp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

N. Mississippi Health Services Emp.: frequently asked questions

Is N. Mississippi Health Services Emp. a good credit union?

N. Mississippi Health Services Emp. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.4% capital ratio); Strongly profitable (ROA 1.83%).

Is N. Mississippi Health Services Emp. NCUA-insured?

Yes. N. Mississippi Health Services Emp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is N. Mississippi Health Services Emp.?

N. Mississippi Health Services Emp. holds $13 million in total assets, ranking 10th of 55 credit unions we track in Mississippi. It serves 2,595 members.

Does N. Mississippi Health Services Emp. have CFPB complaints?

No CFPB complaints against N. Mississippi Health Services Emp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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