Legacy
Legacy is a credit union based in Joplin, Missouri, established in 1952, with $25 million in total assets serving 3,203 members. By Trust Grade it ranks 10th of 89 credit unions we track in Missouri. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Legacy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legacy compares to Missouri peers
How we graded Legacy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legacy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Legacy insured?
Yes. Legacy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legacy: frequently asked questions
Is Legacy a good credit union?
Legacy earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Strongly profitable (ROA 1.33%).
Is Legacy NCUA-insured?
Yes. Legacy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Legacy?
Legacy holds $25 million in total assets, ranking 10th of 89 credit unions we track in Missouri. It serves 3,203 members.
Does Legacy have CFPB complaints?
No CFPB complaints against Legacy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
