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credit union

County

Clayton, MO · Est. 1970
B
Trust Grade
Strong
Score: 85/100

County is a credit union based in Clayton, Missouri, established in 1970, with $26 million in total assets serving 1,953 members. By Trust Grade it ranks 61st of 89 credit unions we track in Missouri. Its net worth ratio of 11.5% trails most similarly sized credit unions (28th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.2M
<$100M institution
Members
1,953
Shares & deposits
Net worth ratio
11.5%
Bottom 28% of <$100M peers · Missouri median 11.4%
Return on assets
-0.3%
Bottom 15% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#61
of 89 credit unions

How County compares to Missouri peers

Net worth ratio
Bottom 28% of <$100M peers
County
11.5%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
County
-0.3%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (11.5% capital ratio)
  • Unprofitable over the period (ROA -0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at County insured?

Yes. County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

County: frequently asked questions

Is County a good credit union?

County earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Unprofitable over the period (ROA -0.33%).

Is County NCUA-insured?

Yes. County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is County?

County holds $26 million in total assets, ranking 61st of 89 credit unions we track in Missouri. It serves 1,953 members.

Does County have CFPB complaints?

No CFPB complaints against County appear in our data over the analysis window, which is typical for a credit union of this size.

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United Labor
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De Soto Mo Pac
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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