De Soto Mo Pac
De Soto Mo Pac is a credit union based in De Soto, Missouri, established in 1939, with $30 million in total assets serving 1,758 members. By Trust Grade it ranks 55th of 89 credit unions we track in Missouri. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against De Soto Mo Pac appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How De Soto Mo Pac compares to Missouri peers
How we graded De Soto Mo Pac
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for De Soto Mo Pac over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at De Soto Mo Pac insured?
Yes. De Soto Mo Pac is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
De Soto Mo Pac: frequently asked questions
Is De Soto Mo Pac a good credit union?
De Soto Mo Pac earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.60%).
Is De Soto Mo Pac NCUA-insured?
Yes. De Soto Mo Pac is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is De Soto Mo Pac?
De Soto Mo Pac holds $30 million in total assets, ranking 55th of 89 credit unions we track in Missouri. It serves 1,758 members.
Does De Soto Mo Pac have CFPB complaints?
No CFPB complaints against De Soto Mo Pac appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
