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Southeast Missouri Community

Park Hills, MO · Est. 1951
B
Trust Grade
Strong
Score: 80/100

Southeast Missouri Community is a credit union based in Park Hills, Missouri, established in 1951, with $6 million in total assets serving 1,118 members. By Trust Grade it ranks 74th of 89 credit unions we track in Missouri. Its net worth ratio of 8.7% trails most similarly sized credit unions (8th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Southeast Missouri Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.2M
<$100M institution
Members
1,118
Shares & deposits
Net worth ratio
8.7%
Bottom 8% of <$100M peers · Missouri median 11.4%
Return on assets
0.3%
Bottom 32% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#74
of 89 credit unions

How Southeast Missouri Community compares to Missouri peers

Net worth ratio
Bottom 8% of <$100M peers
Southeast Missouri
8.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
Southeast Missouri
0.3%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Southeast Missouri Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southeast Missouri Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southeast Missouri Community insured?

Yes. Southeast Missouri Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southeast Missouri Community: frequently asked questions

Is Southeast Missouri Community a good credit union?

Southeast Missouri Community earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.25%).

Is Southeast Missouri Community NCUA-insured?

Yes. Southeast Missouri Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southeast Missouri Community?

Southeast Missouri Community holds $6 million in total assets, ranking 74th of 89 credit unions we track in Missouri. It serves 1,118 members.

Does Southeast Missouri Community have CFPB complaints?

No CFPB complaints against Southeast Missouri Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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