Lovers Lane
Lovers Lane is a credit union based in Saint Joseph, Missouri, established in 1956, with $8 million in total assets serving 1,032 members. By Trust Grade it ranks 8th of 89 credit unions we track in Missouri. Its net worth ratio of 13.9% trails most similarly sized credit unions (47th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Lovers Lane appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lovers Lane compares to Missouri peers
How we graded Lovers Lane
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 1.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lovers Lane over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lovers Lane insured?
Yes. Lovers Lane is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lovers Lane: frequently asked questions
Is Lovers Lane a good credit union?
Lovers Lane earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.96%).
Is Lovers Lane NCUA-insured?
Yes. Lovers Lane is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lovers Lane?
Lovers Lane holds $8 million in total assets, ranking 8th of 89 credit unions we track in Missouri. It serves 1,032 members.
Does Lovers Lane have CFPB complaints?
No CFPB complaints against Lovers Lane appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
