Community First
Community First is a credit union based in Hannibal, Missouri, established in 1952, with $8 million in total assets serving 1,186 members. By Trust Grade it ranks 80th of 89 credit unions we track in Missouri. Its net worth ratio of 11.5% trails most similarly sized credit unions (29th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-1.39% return on assets), a point to watch. No consumer complaints against Community First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community First compares to Missouri peers
How we graded Community First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Unprofitable over the period (ROA -1.39%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Community First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community First insured?
Yes. Community First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community First: frequently asked questions
Is Community First a good credit union?
Community First earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Unprofitable over the period (ROA -1.39%).
Is Community First NCUA-insured?
Yes. Community First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community First?
Community First holds $8 million in total assets, ranking 80th of 89 credit unions we track in Missouri. It serves 1,186 members.
Does Community First have CFPB complaints?
No CFPB complaints against Community First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
