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credit union

Raytown-Lee's Summit Community

Raytown, MO · Est. 1958
B
Trust Grade
Strong
Score: 82/100

Raytown-Lee's Summit Community is a credit union based in Raytown, Missouri, established in 1958, with $60 million in total assets serving 7,039 members. By Trust Grade it ranks 69th of 89 credit unions we track in Missouri. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Raytown-Lee's Summit Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$59.6M
<$100M institution
Members
7,039
Shares & deposits
Net worth ratio
8.6%
Bottom 8% of <$100M peers · Missouri median 11.4%
Return on assets
0.5%
Bottom 44% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#69
of 89 credit unions

How Raytown-Lee's Summit Community compares to Missouri peers

Net worth ratio
Bottom 8% of <$100M peers
Raytown-Lee's Summit
8.6%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of <$100M peers
Raytown-Lee's Summit
0.5%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Raytown-Lee's Summit Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Raytown-Lee's Summit Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Raytown-Lee's Summit Community insured?

Yes. Raytown-Lee's Summit Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Raytown-Lee's Summit Community: frequently asked questions

Is Raytown-Lee's Summit Community a good credit union?

Raytown-Lee's Summit Community earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.49%).

Is Raytown-Lee's Summit Community NCUA-insured?

Yes. Raytown-Lee's Summit Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Raytown-Lee's Summit Community?

Raytown-Lee's Summit Community holds $60 million in total assets, ranking 69th of 89 credit unions we track in Missouri. It serves 7,039 members.

Does Raytown-Lee's Summit Community have CFPB complaints?

No CFPB complaints against Raytown-Lee's Summit Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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