City
City is a credit union based in Independence, Missouri, established in 1960, with $64 million in total assets serving 4,160 members. By Trust Grade it ranks 33rd of 89 credit unions we track in Missouri. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How City compares to Missouri peers
How we graded City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at City insured?
Yes. City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
City: frequently asked questions
Is City a good credit union?
City earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.67%).
Is City NCUA-insured?
Yes. City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is City?
City holds $64 million in total assets, ranking 33rd of 89 credit unions we track in Missouri. It serves 4,160 members.
Does City have CFPB complaints?
No CFPB complaints against City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
