Postal & Community
Postal & Community is a credit union based in Saint Joseph, Missouri, established in 1922, with $93 million in total assets serving 11,114 members. By Trust Grade it ranks 50th of 89 credit unions we track in Missouri. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Postal & Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Postal & Community compares to Missouri peers
How we graded Postal & Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Postal & Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Postal & Community insured?
Yes. Postal & Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Postal & Community: frequently asked questions
Is Postal & Community a good credit union?
Postal & Community earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Strongly profitable (ROA 1.20%).
Is Postal & Community NCUA-insured?
Yes. Postal & Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Postal & Community?
Postal & Community holds $93 million in total assets, ranking 50th of 89 credit unions we track in Missouri. It serves 11,114 members.
Does Postal & Community have CFPB complaints?
No CFPB complaints against Postal & Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
