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credit union

Volt

Springfield, MO · Est. 1935
D
Trust Grade
Below average
Score: 63/100

Volt is a credit union based in Springfield, Missouri, established in 1935, with $84 million in total assets serving 7,042 members. By Trust Grade it ranks 84th of 89 credit unions we track in Missouri. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-1.50% return on assets), a point to watch. No consumer complaints against Volt appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.2M
<$100M institution
Members
7,042
Shares & deposits
Net worth ratio
8.6%
Bottom 8% of <$100M peers · Missouri median 11.4%
Return on assets
-1.5%
Bottom 6% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#84
of 89 credit unions

How Volt compares to Missouri peers

Net worth ratio
Bottom 8% of <$100M peers
Volt
8.6%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Volt
-1.5%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Volt

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
63/100
Customer experience
n/a
Overall
D · 63
  • Well-capitalized (8.6% capital ratio)
  • Unprofitable over the period (ROA -1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Volt over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Volt insured?

Yes. Volt is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Volt: frequently asked questions

Is Volt a good credit union?

Volt earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Unprofitable over the period (ROA -1.50%).

Is Volt NCUA-insured?

Yes. Volt is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Volt?

Volt holds $84 million in total assets, ranking 84th of 89 credit unions we track in Missouri. It serves 7,042 members.

Does Volt have CFPB complaints?

No CFPB complaints against Volt appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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